1912 UNDERPAID MAIL USED LOCALLY IN TORQUAY. 1912 post card used locally in Torquay with KGV ½d Downey cancelled TORQUAY OC 18 12 with Torquay 1d/805 charge mark and 'Liable to Letter Rate/805' instructional. Reverse originally had a calendar or similar attached, hence surcharge but now absent. (Ref 79446).